Better rates. Better products. Better people.

Everything you'd expect from a bank--including more than 20 branches in Northern Virginia and access to more
than 53,000 ATMs nationwide. Plus, personal service you won't find anywhere else.

And did we mention award-winning?!
Forbes ranked Apple the #1 Credit Union in Northern Virginia and the Northern Virginia Chamber named us a Greater Washington Good Business Award winner!

Why Apple Federal Credit Union?

Better rates.

Higher rates on savings, checking, and certificates means you earn more interest on
your money. Lower rates on loans and credit cards means you keep more of it.

Credit Card APR1 Certificate APY2
Apple FCU 7.99% - 18.00% 0.50%
Bank of America 13.99 - 23.99% 0.03%
Wells Fargo 14.49 - 24.99% 0.01%

1APR=Annual Percentage Rate. Sources: and Low Interest Credit Cards search, 10/30/20. Rates subject to change without notice.
2APY=Annual Percentage Yield for 12 month Certificate. Source: S&P Global Market Intelligence Ranking Report, as of week 10/30/20. Minimum amount to open: Apple FCU, $500; Bank of America, $1000; Wells Fargo, $2500. Rates subject to change without notice.

better products

Better products.

We have all the products you need. Checking accounts. Credit cards. Certificates.
Mortgages. Auto Loans. But our products are so much more than just products. And the
benefits go beyond great rates. See why our members give us a 4.8 star rating.

better people

Better people.

Others talk about delivering better service, we live and breathe it everyday. You won't
find more friendly, knowledgeable people anywhere. We listen. We discuss. We listen
some more. That's how we can offer options based on your individual needs.

Why a Credit Union?

Banks keep their profits while Credit Unions give them back

Banks keep their profits.
Credit unions give them back.

Because credit unions are not-for-profit, earnings are returned to their members in the
form of better rates and lower fees. In other words, big banks are focused on
stockholders, credit unions have a vested interest in you.

Credit Unions are community focused

Credit unions
are community focused.

Credit unions are often involved in the community, well beyond providing banking to
those who live there. From promoting financial literacy and social well-being to
donating time and money, they're making positive, grassroots impact. Everyday.

Let's do this.

It's easy. Open an account online in minutes.

Although Apple FCU was originally created for teachers, you don't need any education affiliation.
And you definitely don't need to work for a global technology company that will remain nameless.

Join Apple Federal Credit Union >